Or me. HSBC sent me one a few years ago, and I sent it back because I don't trust them yet. When I'm due a new card in October I am going to give up though haha. Plus apparently not all contactless cards work with Oyster - my Dad learnt that the annoying way when it wouldn't let him through the train barriers oops.
Anyway yes London transport is **** and it does seem really unfair on tourists or infrequent visitors. I am thinking you may be best off just getting an Oyster card - they never expire so you could just continue to use it for years to come.
